The revamped Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM) has already secured the nod of the Expenditure Finance Commission, they said, adding that it will take the learnings of the earlier version forward.
“Learnings from the first version have been fed into the successor scheme, especially regarding differences between rural and urban areas,” said one of the officials, who did not wish to be identified.
Under the scheme, the revolving fund for self-help groups (SHGs) could be doubled to Rs 20,000 along the lines of revolving community funds that exist for SHGs in rural areas, the official said.
The DAY-NULM 1.0, which had an allocation of Rs 6,404.90 crore from 2018-19 to 2023-24, will complete its term in March 2024.
Its key focus areas include social mobilisation and institution development, employment through skills training and placement, and self-employment programmes. Under the self-employment component, the scheme offers loans for setting up individual and group micro-enterprises. For individual micro-enterprises, the ceiling is Rs 2 lakh, and for group micro-enterprises, the ceiling increases to Rs 10 lakh. Nearly 580,000 individuals and 313,000 group loans have been disbursed till now, according to official data.Urban areas face several issues such as homelessness, slums and migration, and the vocations are specific to cities, said the official. The second phase of the scheme, proposed by the ministry of housing and urban development, will focus on these to address livelihood concerns of urban poor.
“Urban areas lack cohesion as migrant labourers come from different regions; common background is missing,” the official said, adding that these issues have been kept in mind while framing the scheme.
Certain gaps were seen in the Implementation of DAY-NULM 1.0 at the district level and the government is seeking to plug them in the second version, said the official.
